Well I've been looking at getting a new phone soon. $35 a month is WAY better than $100 a month... also it's easier and has less stress - at least to me. Possibly, I'm still going to look around and see what's out there about a phone but other than that, I think I've got one in mind.
I set up my financial things:
1) I've always been horrible with money, so now I have found a way that I can manage it easily enough! A customer gave me a similar idea, but in today's techie age, I just took the idea a step further!
2) I've also figured on how much my spending limit will be every 2 weeks.
3) I will be able to save for Collage - which due to issues with my finances I've had to postpone yet again, till spring just so I will have enough saved up for it when it's time.
4) I also have health insurance that runs through my job... it's just basic health insurance, but it's still better than nothing right now.
5) I really am enjoying my Job. So maybe just maybe I'll get another job to boost my finances and make it easier to save up for school and other important things.
So now that I've FINALLY gotten an idea of what I will be spending every month once I get my phone bill going, rent, and health insurance - $35+ rent+ $30 = bills
so once my bills are paid, then I take what's left (leaving $100 still in account) and use that as play money, so it will probably look like this every month/2 wks:
Rent + Health Insurance + Phone = $$$ Total bills $$$
Total Bills (leaving $100 still in account) + Play amount = Amount withdrawn and spent (leaving no less than $100 in account)
Great plan, and well thought out. Because not only that plan but this one also:
Pay -> Divided by 2 accounts -> 1 acc. Spending/bills -> Bills -> Spending
-> 2 acc. Emergency/Save -> +$50 Every payday
So I've got it pretty well worked out. Now I can save, monitor my bills, and my spending! It's all a great plan, even my dad said it was a good plan - especially since I am horrible at managing my spending.
So keep that in prayer for me please.
I may not be off work this Sunday/Wednesday... I hope though that I will get to attend Church at least. I really need the Body's interaction - even it's small...
Anyway, I gotta get to bed. goodnight.
